Understanding the CHF/USD exchange rate
1 CHF equaled 1.21 USD at the European Central Bank reference rate dated 25 September 2026 (1 CHF = 1.2073 USD). The CHF/USD rate tells you how many US Dollar you get for one Swiss Franc. When the rate goes up, the Swiss Franc is strengthening against the US Dollar. When it falls, US Dollar is gaining ground. The number on this page is the European Central Bank's daily reference rate — the mid-market midpoint that banks use when they trade with each other, published every business day at 16:00 Central European Time.
This is the fairest single benchmark to compare quotes against. It is not the rate your bank, card, or bureau will give you retail — those providers add a margin. But it's the number every honest quote should be close to.
CHF/USD ECB history to 25 September 2026
Figures below come from the ECB reference series for the 12 months ending . They describe past reference rates only — not a forecast and not a retail quote. The interactive page recalculates them from the most recent ECB publication.
| Measure | CHF/USD | ECB date / basis |
|---|---|---|
| ECB reference rate | 1 CHF = 1.2073 USD | |
| Previous ECB business day | 1.2081 USD (-0.07% to 25 September 2026) | |
| 30-day high | 1.2440 USD | 30 days to |
| 30-day low | 1.2073 USD | 30 days to |
| 30-day average | 1.2273 USD | 23 ECB observations |
| 30-day change | -2.95% | → |
| 12-month high | 1.3037 USD | |
| 12-month low | 1.2073 USD | |
| 12-month average | 1.2561 USD | 256 ECB observations |
| Position in 12-month range | 0% (0% = low, 100% = high) |
CHF to USD conversion table
Common Swiss Franc amounts converted to US Dollar at the reference rate and reference date shown above:
| Amount in CHF | Converts to USD | Rate date |
|---|---|---|
| 1 CHF | 1.21 USD | |
| 5 CHF | 6.04 USD | |
| 10 CHF | 12.07 USD | |
| 25 CHF | 30.18 USD | |
| 50 CHF | 60.37 USD | |
| 100 CHF | 120.73 USD | |
| 250 CHF | 301.83 USD | |
| 500 CHF | 603.65 USD | |
| 1,000 CHF | 1,207.31 USD | |
| 5,000 CHF | 6,036.53 USD |
What moves the CHF/USD pair
- Interest rate decisions. When the central bank behind Swiss Franc raises rates faster than the one behind US Dollar, CHF typically strengthens. Watch the Federal Reserve, ECB, Bank of England, and Bank of Japan calendars.
- Inflation surprises. Higher-than-expected inflation usually weakens a currency short-term but can strengthen it if markets expect the central bank to hike aggressively.
- Growth and jobs data. Strong GDP, retail sales, and non-farm payrolls readings tend to lift a currency; weak data does the opposite.
- Risk sentiment. In periods of global stress, "safe-haven" currencies like the US dollar, Swiss franc, and Japanese yen gain against riskier ones.
- Commodity prices. Currencies of resource-heavy economies (CAD, AUD, NOK, BRL, ZAR) rise and fall with oil, metals, and agricultural prices.
- Political and fiscal news. Elections, budget announcements, and geopolitical events can move rates within minutes.
About the Swiss Franc and US Dollar
Swiss Franc (CHF). The official currency of Switzerland and Liechtenstein, known for its stability and safe-haven status.
US Dollar (USD). The world's most widely traded reserve currency, issued by the US Federal Reserve.
How to get a good CHF to USD rate
The rate you get depends on where you convert, not just when. Rather than quote markup averages we cannot verify per provider, here is the method that always works:
- Ask for the exact rate the provider will apply to CHF → USD today, plus any fixed fee, before you commit.
- Compute the markup yourself: (reference rate ÷ their rate − 1) × 100. That single number exposes a spread hidden inside a "zero commission" offer.
- Compare on the total, not the headline: markup plus fee, for the amount you are actually sending.
- Decline dynamic currency conversion at card terminals — it hands rate-setting to the merchant's bank instead of yours.
- Check the reference date. ECB rates publish once per business day, so a weekend quote is compared against Friday's benchmark.
Our rate methodology documents exactly how the CHF/USD figure on this page is sourced, crossed and rounded. See also our guides on avoiding hidden exchange fees and when to exchange currency.
The reverse rate: USD to CHF
1 USD = 0.82829 CHF on the 2026-09-25 ECB reference date. Both directions are computed from the same ECB publication, so they are exact reciprocals of one another rather than two separately rounded numbers. Open the USD to CHF page to convert the other way.
Frequently asked about CHF to USD
What is the CHF to USD exchange rate?
1 CHF equaled 1.21 USD at the European Central Bank reference rate dated 25 September 2026 (1 CHF = 1.2073 USD). This is the ECB daily mid-market reference rate. The calculator at the top of this page loads the most recent ECB publication, and the 30-day chart below it shows how the rate has moved.
Is the ECB rate the rate my bank uses?
No. Banks and exchange services add a margin on top of the mid-market rate. The ECB reference is a benchmark for comparison, not a retail quote.
When does the CHF/USD rate update?
The wholesale interbank rate moves continuously during market hours. The ECB publishes one reference number per business day at approximately 16:00 CET. Weekends and eurozone bank holidays carry Friday's number forward.
How do I convert a specific amount of CHF to USD?
Use the conversion table on this page for common amounts, or type any value into the calculator at the top — the result updates instantly against the same ECB reference rate.