Understanding the EUR/PLN exchange rate
1 EUR equaled 4.37 PLN at the European Central Bank reference rate dated 25 September 2026 (1 EUR = 4.3718 PLN). The EUR/PLN rate tells you how many Polish Zloty you get for one Euro. When the rate goes up, the Euro is strengthening against the Polish Zloty. When it falls, Polish Zloty is gaining ground. The number on this page is the European Central Bank's daily reference rate — the mid-market midpoint that banks use when they trade with each other, published every business day at 16:00 Central European Time.
This is the fairest single benchmark to compare quotes against. It is not the rate your bank, card, or bureau will give you retail — those providers add a margin. But it's the number every honest quote should be close to.
EUR/PLN ECB history to 25 September 2026
Figures below come from the ECB reference series for the 12 months ending . They describe past reference rates only — not a forecast and not a retail quote. The interactive page recalculates them from the most recent ECB publication.
| Measure | EUR/PLN | ECB date / basis |
|---|---|---|
| ECB reference rate | 1 EUR = 4.3718 PLN | |
| Previous ECB business day | 4.3823 PLN (-0.24% to 25 September 2026) | |
| 30-day high | 4.3823 PLN | 30 days to |
| 30-day low | 4.2955 PLN | 30 days to |
| 30-day average | 4.3373 PLN | 23 ECB observations |
| 30-day change | +1.78% | → |
| 12-month high | 4.3823 PLN | |
| 12-month low | 4.2024 PLN | |
| 12-month average | 4.2610 PLN | 256 ECB observations |
| Position in 12-month range | 94% (0% = low, 100% = high) |
EUR to PLN conversion table
Common Euro amounts converted to Polish Zloty at the reference rate and reference date shown above:
| Amount in EUR | Converts to PLN | Rate date |
|---|---|---|
| 1 EUR | 4.37 PLN | |
| 5 EUR | 21.86 PLN | |
| 10 EUR | 43.72 PLN | |
| 25 EUR | 109.30 PLN | |
| 50 EUR | 218.59 PLN | |
| 100 EUR | 437.18 PLN | |
| 250 EUR | 1,092.95 PLN | |
| 500 EUR | 2,185.90 PLN | |
| 1,000 EUR | 4,371.81 PLN | |
| 5,000 EUR | 21,859.04 PLN |
What moves the EUR/PLN pair
- Interest rate decisions. When the central bank behind Euro raises rates faster than the one behind Polish Zloty, EUR typically strengthens. Watch the Federal Reserve, ECB, Bank of England, and Bank of Japan calendars.
- Inflation surprises. Higher-than-expected inflation usually weakens a currency short-term but can strengthen it if markets expect the central bank to hike aggressively.
- Growth and jobs data. Strong GDP, retail sales, and non-farm payrolls readings tend to lift a currency; weak data does the opposite.
- Risk sentiment. In periods of global stress, "safe-haven" currencies like the US dollar, Swiss franc, and Japanese yen gain against riskier ones.
- Commodity prices. Currencies of resource-heavy economies (CAD, AUD, NOK, BRL, ZAR) rise and fall with oil, metals, and agricultural prices.
- Political and fiscal news. Elections, budget announcements, and geopolitical events can move rates within minutes.
About the Euro and Polish Zloty
Euro (EUR). The official currency of 20 European Union countries, the Euro is the second most traded currency in the world after the US Dollar.
Polish Zloty (PLN). The official currency of Poland, one of the largest economies in Central Europe.
How to get a good EUR to PLN rate
The rate you get depends on where you convert, not just when. Rather than quote markup averages we cannot verify per provider, here is the method that always works:
- Ask for the exact rate the provider will apply to EUR → PLN today, plus any fixed fee, before you commit.
- Compute the markup yourself: (reference rate ÷ their rate − 1) × 100. That single number exposes a spread hidden inside a "zero commission" offer.
- Compare on the total, not the headline: markup plus fee, for the amount you are actually sending.
- Decline dynamic currency conversion at card terminals — it hands rate-setting to the merchant's bank instead of yours.
- Check the reference date. ECB rates publish once per business day, so a weekend quote is compared against Friday's benchmark.
Our rate methodology documents exactly how the EUR/PLN figure on this page is sourced, crossed and rounded. See also our guides on avoiding hidden exchange fees and when to exchange currency.
The reverse rate: PLN to EUR
1 PLN = 0.22874 EUR on the 2026-09-25 ECB reference date. Both directions are computed from the same ECB publication, so they are exact reciprocals of one another rather than two separately rounded numbers. To convert the other way, divide 1 by the rate above, or use the converter.
Frequently asked about EUR to PLN
What is the EUR to PLN exchange rate?
1 EUR equaled 4.37 PLN at the European Central Bank reference rate dated 25 September 2026 (1 EUR = 4.3718 PLN). This is the ECB daily mid-market reference rate. The calculator at the top of this page loads the most recent ECB publication, and the 30-day chart below it shows how the rate has moved.
Is the ECB rate the rate my bank uses?
No. Banks and exchange services add a margin on top of the mid-market rate. The ECB reference is a benchmark for comparison, not a retail quote.
When does the EUR/PLN rate update?
The wholesale interbank rate moves continuously during market hours. The ECB publishes one reference number per business day at approximately 16:00 CET. Weekends and eurozone bank holidays carry Friday's number forward.
How do I convert a specific amount of EUR to PLN?
Use the conversion table on this page for common amounts, or type any value into the calculator at the top — the result updates instantly against the same ECB reference rate.